ATM | Debit Cards

ATM Cards

With your savings and/or checking account at Dakotaland, you have the option of applying for a FREE Advantage ATM card, which stands for Automated Teller Machine. An ATM is a machine or computerized terminal that gives credit union members the ability to access their funds without the need of a teller. You may use your ATM Card for withdrawals, transfers and balance inquiries. Your ATM card from your Credit Union may be used at any Dakotaland ATM or from thousands of other surcharge free ATM's on the Advantage Network. Dakotaland owns several ATM's in the communities in which we serve. Our ATM's provide FREE, unlimited transactions when you use any Dakotaland issued ATM Card.

Every member has a four-digit PIN (Personal Identification Number), as a matter of security that must be keyed in before transactions can be performed. An ATM card gives you access to your funds 24-hours per day, seven days per week. Apply for your ATM card today.

• Free service at your Credit Union
• Faster then checks and better than cash
Verified By VISA verifies card ownership when making online purchases
• Use your ATM Card for withdrawals, transfers, loan payments and balance inquiries 
• Thousands of surcharge free ATMs worldwide on the Advantage Network
Access to Co-Op Network ATM Machines

Debit Cards

A Dakotaland FREE Advantage ATM & Debit | Check Card is actually two products on one piece of plastic. It's an ATM card allowing you 24-hour access to your checking & savings accounts, and it's a Debit | Check Card allowing you access to your checking account for purchases at millions of merchants that accept Debit/Check Cards. Such a card allows members to access their funds immediately, electronically. Unlike a credit card, a debit | check card transaction posts immediately from the available balance in the cardholder's account. If the available funds are insufficient, the transaction is declined. A debit | check card is faster than paper checks and is safer than cash. For added security, your Credit Union offers Verified By VISA which verifies card ownership when the cardholder wishes to make online purchases. Apply for your Debit | Check Card today.

• Free service at your Credit Union
• Faster then checks and better than cash
Verified By VISA verifies card ownership when making online purchases
• Use your ATM Card for withdrawals, transfers, loan payments and balance inquiries 
• Thousands of surcharge free ATMs worldwide on the Advantage Network
Access to Co-Op Network ATM Machines
• Are you ready to combat debit/credit card fraud?  If so, sign up for VISA Payment Alerts to receive an email or text message in seconds anytime a qualified Visa transaction takes place that meets your defined parameters.
• Buying is better when paying is fast and secure Dakotaland Federal Credit Union simplifies online payment with VISA Checkout

Lost or Stolen ATM | Debit Cards

If your ATM | Debit Card has been lost or stolen, call one of the following numbers:
• Business Hours: 800-440-6573
• After Hours: 800-236-2442
• International: 414-291-8411

Activate my new card

You must activate your ATM | Debit Card prior to use. In order to do so, please call 877-219-4344.

Check my current balance

To check your Dakotaland Federal Credit Union ATM | Debit Card balance you can do so by calling Dakotaland's Touchtone Teller at: 605-353-1500 or 800-440-7791. You may also use the e*Teller feature on this website.

Find a surcharge free ATM

Dakotaland Federal Credit Union owns several ATMs in the communities in which we serve. Our ATMs provide FREE, unlimited transactions when you use any Dakotaland ATM with a Dakotaland issued ATM or Check Card or an ATM within the Advantage Network.

Conduct business at any Dakotaland Branch

You can access your Dakotaland account(s) at any one of our nine branch locations. Stop in at our office in Brookings, De Smet, Huron North, Huron South, Madison, Redfield, Volga or Woonsocket and find the same great service you have come to expect. And don't forget, a surcharge free ATM can also be found near most Dakotaland branch office. 

EMV Chip Card

Starting in 2016, Dakotaland will be replacing magnetic strip cards with chip cards as your card expires. This will give you greater fraud protection when you use your card at a chip-activated terminal. Your new card will not only be more secure, but it will also be easy to use. Here’s what you can look forward to as a cardholder:

Enhanced Fraud Protection
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global Acceptance
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever VISA credit cards are accepted.

Easy to Use
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. Keep in mind, you can continue to use your chip card online and over the phone the same way you do today.