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Auto | Rec Loan

APR* as low as

5.59%

*annual percentage rate
consumer loans only



Construction Loan

APR* as low as

4.99%

*annual percentage rate
mortgage loans only



Cash Back VISA

APR* as low as

9.90%

*annual percentage rate
fixed rates




90yr-Together Strong-white

Family is a cornerstone of the human spirit, and the foundation that Dakotaland was built upon. For over 90 years we’ve stood strong with the hard–working people of South Dakota through good times and adversity. Providing our members with loans to build a better way of life, and the savings to protect it for generations to come. As a member of Dakotaland, you’ll enjoy the loyalty of a credit union, and the strength of a family.

What our members are saying

Dakotaland has moved into the 21st Century without abandoning their kindness and their decency, and without forgetting they serve their member owners.

Jeffery

Watertown Member

The staff will go above and beyond to help with whatever it is … I’d give them 10 stars if it were possible.

Jim

Madison Member

As Tony the Tiger would say, They’re G-G-G-R-REAT!

Mykel

DeSmet Member

They had the best rate in the area! Start to finish, the process was simple and seamless. Highly recommend.

Brady

Aberdeen Member

This is the best credit union. They have the friendliest staff and are always willing to help in any way they can. Call you by our first name and so polite and courteous.

Rhonda

Redfield Branch

There is not a high enough star rating for the service you get. Cannot recommend them enough to anyone looking to buy a home with the best rates possible.

Daniel

Mitchell Branch

Dakotaland is hands down the only bank I will do business with. They offer great rates and serve you with a smile. 10 out of 10 for sure.

Jennifer

Volga Branch

The team at Dakotaland provides the most outstanding experience and the best home lending team around.

Whitney

Brookings Branch

    How Do I Apply for A Home Equity Loan

    How Do I Apply for A Home Equity Loan

    Read
    When Should I Consider a Second Mortgage

    When Should I Consider a Second Mortgage

    Read
    Home Equity Line of Credit vs a Credit Card (tax benefits)

    Home Equity Line of Credit vs a Credit Card (tax benefits)

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    Events

    Mon, Sep 1 | 12:00 AM - 5:00 PM

    Closed Labor Day

    All Branch Locations


    All Dakotaland Federal Credit Union branches will be closed Monday, September 1st in observance of Labor Day. We will resume regular hours on Tuesday, September 2nd.
    Please utilize the 24-hour ATMs located at each branch location or access your funds via online and mobile banking.
    Mon, Oct 13 | 12:00 AM - 5:00 PM

    Closed Native American/Columbus Day

    All Branch Locations


    All Dakotaland Federal Credit Union branches will be closed Monday, October 13th in observance of Native American/Columbus Day. We will resume regular hours on Tuesday, October 14th.
    Please utilize the 24-hour ATMs located at each branch location or access your funds via online and mobile banking.
    Tue, Nov 11 | 12:00 AM - 5:00 PM

    Closed Veteran's Day

    All Branch Locations


    All Dakotaland Federal Credit Union branches will be closed Tuesday, November 11th in observance of Veterans Day. We will resume regular hours on Wednesday, November 12th.
    Please utilize the 24-hour ATMs located at each branch location or access your funds via online and mobile banking.
    View All Events