Member Advantages

Doing more for you and your money. Come see what our members are talking about and why it pays to be a member of Dakotaland Federal Credit Union.


Savings Bonds - You can cash savings bonds at Dakotaland Federal Credit Union. To purchase a savings bond, you must register online at

Safe Deposit Boxes - Dakotaland's Safe Deposit Boxes are ideal for the storage of items considered valuable or hard to replace if lost or damaged.

• 22" long x 10" wide x 3" deep boxes have an annual rental fee of $25.00
• 22" long x 10" wide x 5" deep boxes have an annual rental fee of $35.00

(Huron Office Only )

Wire Transfers - Wire transfers are a method of electronic funds transfer from one person or institution to another. A fee does apply. Click here for Wiring Instructions

Free Notary Public Service - A Notary Public is a responsible person appointed by state government to witness the signing of important documents and administer oaths to deter fraud. Dakotaland Federal Credit Union offers this service free of charge to members.

Cashiers Checks - A cashier's check is a check guaranteed by Dakotaland Federal Credit Union. A $3 fee does apply.

Free Coin Redemption - Stop by Dakotaland Federal Credit Union and let us run your change through our coin counter.

Free Accidental Death and Dismemberment Coverage

Dakotaland Members are eligible for $1,000 in Accidental Death and Dismemberment Insurance, at no cost. Additional insurance coverage is available at affordable group rates.

Questions? Contact our Member Service Representatives at (605) 352-2845 or 800-440-6573.

Credit Life Insurance

While you can't predict an unexpected death, you can plan how you'll be better able to financially handle one should it occur. Credit Life Insurance policies offer loan-specific coverage to help support your family in a time of need.

MEMBER'S CHOICE® Credit Life Insurance is voluntary coverage that can help reduce or pay off your loan balance, up to the maximum limit, if you or your covered co-borrower pass away.

Call Dakotaland Federal Credit Union at 800-440-6573 to enroll today.

To view the full disclosure, please Click Here.

Credit Disability Insurance

MEMBER'S CHOICE® Credit Disability Insurance is a way to help cover you and your family. There is no way anyone can predict a total disability due to injury or a medical-related illness but you can take steps along the way to make sure your family is provided for if the unforeseen were to happen. MEMBER'S CHOICE® Credit Disability Insurance helps pay your loan when you and your family need it most.

How Does it Work?

The premium is included in your monthly loan payment. If you have a balance on your loan at the time of a total disability, MEMBER'S CHOICE® Credit Disability Insurance can help. By taking a few simple steps while signing your loan paperwork, you're helping take responsibility for your family's financial future. Your loan officer can show you how and everything is included in your monthly loan payment.

You can cancel within the first 30 days for a full refund or any time after if you change your mind. If at any point you have questions, or if you need to file a claim, simply contact your credit union. Once you complete the loan documents, coverage begins immediately for eligible borrowers.

Why is it Valuable?

You and your family won't have to make loan payments. Instead, MEMBER'S CHOICE® Credit Disability Insurance will help pay your loan while you're totally disabled, up to the policy maximum. Regular disability insurance typically only covers a fraction of your salary and that's if you qualify. It's a safety net for your family so they don't have to deplete savings while you are totally disabled.

Call Dakotaland Federal Credit Union at 800-440-6573 to learn more and enroll today.

To view the full disclosure, please Click Here.

To hear Ann's story about how Credit Life and Disability helped her, Click Here.

GAP Insurance

What is MEMBER'S CHOICE™ Guaranteed Asset Protection Plus (GAP PLUS)?
When you buy a new or used vehicle, there's no way to know if it will be stolen or totaled in an accident. And, many times primary auto insurance settlements don't pay off your loan balance. With the purchase of GAP Plus, you're helping to protect your vehicle investment against a possible financial loss.

How does GAP PLUS work?
The GAP Plus fee can be included with your monthly payments or made separately by cash, check, charge or possibly electronic funds transfer. If your car is stolen or totaled in an accident and there's a difference between what you owe on your auto loan and the value of your vehicle, GAP Plus will help cancel the difference based on the terms of your member agreement. By adding GAP Plus while signing your loan paperwork, you're helping take responsibility for your financial future. Your loan officer can show you how.

You may cancel GAP Plus at any time after your enrollment date. If you cancel within 90 days, you'll receive a full refund. If you have questions, simply contact your credit union.

Why is it valuable?
Vehicles often depreciate rapidly and vehicle loan terms have typically been increasing in duration. If your vehicle is stolen or totaled in an accident, GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan. In addition, if your vehicle is stolen or totaled in an accident, it will cancel $1,000 of your next loan with your credit union, when you purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus helps you prepare for the unexpected.

What is the GAP Deductible Assistance and how does it work?
The GAP Deductible assistance is a complimentary benefit being provided to our members whom purchase GAP PLUS. It applies to motor vehicles insured under your individual primary auto insurance policy. Deductible Assistance is designed to cancel out part of your debt when a comprehensive or collision claim is paid through your primary auto insurance and a deductible is incurred. The actual loss must result in a paid claim that exceeds the deductible amount on your primary auto insurance policy. The primary auto insurance policy must be in force at the time of the loss. GAP Deductible Assistance allows up to 2 non-totaled occurrences protected per 12 month period.

To view the full disclosure, please Click Here.


Provided below are some tips, tricks, tutorials and advice on topics such as family finances, frugal living, safe investments and protecting your assets. It is our hope that these will help to provide the skills and knowledge to allow you and your family to make informed and effective decisions with all of your financial resources.


The Credit Union believes strongly in the continued education and success of our members by investing in their aspirations through scholarships and student loans. Dakotaland grants $8000 in scholarship monies each year to area members. Interested individuals complete a written application, which is judged by an scholarship committee. Applications become available January 2nd.

  • 8 - $1000 Scholarships
  • Awarded to a current Dakotaland Federal Credit Union member in good standing
  • Must have at least one (1) year of Credit Union membership at Dakotaland as of the application closing date
  • Monies to be used toward continued secondary education expenses at an accredited university, college or technical institution for the upcoming school year
  • Scholarships are available to full-time students of all ages
  • Accepting one (1) entry per eligible member

Click here to download the Dakotaland Federal Credit Union application

Click here to download the Credit Union Association of the Dakotas application

Local Extras

  • Theater Tickets - Discounted theater tickets are available for purchase for both the Brookings Cinema 5, Huron Luxury Cinemas and Mitchell Luxury 5 Cinemas.
  • Nordby Center - Discount Membership At The Nordby Center For Recreation. To view the application and rates, Click Here.
  • Beef Bucks - The Beef Bucks program has been incorporated as a non-profit organization for the purpose of promoting the beef industry as well as educating consumers, since its formation in De Smet, SD in 1997. Beef Bucks are pre-paid checks that can be used to purchase beef or beef meals in $10 increments and are sold on a dollar for dollar exchange. Beef Bucks have been used in more than 40 states in an assortment of establishments from fast food restaurants, steak houses, retail meat markets, grocery stores and home delivery services.

For Sale

The following listed vehicles are not the property of Dakotaland Federal Credit Union. If you would like information on any of the vehicles listed below, please call the phone number listed. Dakotaland Federal Credit Union is not responsible for the sale or for any further matters that occur after the sale of the vehicle.  

2014 Sun Tracker Pontoon Fishing Barge DLX – 22 feet

Asking $24,000
90 Horse Mercury 4 stoke Engine
Fuel Tank Capacity 32 Gallons
2014 Boat Trailer – 10 foot extension bar on trailer
New Bimini Top (canopy)
New Boat Cover
Has very few hours on engine
Great shape
Price includes trailer
Call 605.354.4211 ask for Clayton
Sun Tracker Pontoon

2001 Buick LeSabre

Asking $4200
130,900 miles
Great running reliable car with clean title and body. It has leather seats, power windows/seats, cd player, lots of leg room in back seat and huge trunk. Only selling because i am upgrading to another Buick. Two owner family car. Located in Sioux Falls.
Call Brandon 605.999.2099
Buick 1 Buick 2 Buick 3 Buick 4

2003 Harley Davison 883 Sportster

Asking $5,200
Low miles, less than 2200 miles, adult driven, extra seat, nice helmet. Harley Davison 100 year Anniversary addition bike, always kept inside.
Call Lowell 605-999-1234 Located in Mitchell.
Harley Davidson 1 Harley Davidson 2 Harley Davidson 3 


Asking $20,000 OBO
26' Box, Automatic, 6-Speed, Workable Ramp, E-Track, Excellent Condition, Mechanic Info Available (2007 International is the yellow truck pictured)
Call Jerry 605.350.4052
International Semi 1 International Semi 2


Asking $7400 OBO
7700 miles. It's black in color, Vance & Hines aftermarket exhaust, windshield, passenger back rest and leather saddle bags. Also would come with stock exhaust. Excellent condition.
Call Nick 605.201.5286
Yamaha Raider motorcycle 

Vulcan 500 LTD (Kawasaki) Motorcycle

Asking: $3,500 OBO
I moved this motorcycle with me from California (before the rains). Always garaged - like new. Only 2,365 original miles. One owner. Comes with a quick charger disconnect. Email me for more details and additional pictures.
It's a sweet ride - and a great "starter" bike. Just in time for the warmer weather!
Vulcan 500 LTD Vulcan 500 seat view Vulcan spedometer view Vulcan 500 LTD motorcycle side view

2001 Kia Sportage Ex

Asking: $3400
2.0 liter motor
30 mpg
2 tone grey with grey cloth interior
Michelin tires 1/2 worn
111,000 miles
very dependable
For more information contact: Randy Mortland 507.530.5293
Kia Sportage side view


Asking $8100
Royal Blue
1.6 Liter motor
5 speed manual
38 - 40 mpg
77,000 miles
For more information contact: Randy Mortland 507.530.5293
Ford Fiesta Side View


204,000 miles. No leaks, very well maintained. very clean. loaded
Located in Huron SD
Asking $3,750
Call 605.350.5297
Honda Accord side view

1988 Bayliner Capri

17 foot boat / $3000 OBO
Great starter boat for a young family. We have owned this boat for 5 summers and it has been really good to us, our kids learned how to waterski behind this boat as teenagers, so although it has a smaller sized motor, it does have the power to get it done. Had one issue with it last summer with the reverse mechanism which we repaired at Pat’s Service on Poinsett. It comes with a depth finder and we just put two new tires on the trailer last summer as well. For more details, or to set up a time to view, call 629-8031 and leave us a message.
Bayliner boat

2010 Yamaha raider S 1900

7,700 miles
Aftermarket V&H exhaust, quick detach windshield & passenger back rest 
Comes with stock exhaust & leather saddle bags
Black in color 
Asking $9,000
Text 605.201.5286 for pictures
Located in De Smet, SD

2013 Ford Fusion SE

58K miles
Ecoboost 2.0 L 
Loaded, leather, heated seats
Asking $12,900
Call Chris for further questions or details 605.770.9099
Located in Mitchell, SD

Ford Fusion side view   Back and side view of Ford Fusion   Front view of Ford Fusion

2006 Nissan Altima Special Edition 2.5

144,000 Miles
Runs great and good condition
New tires in 2015. Also new struts and shocks and a new windshield, AM/FM Stereo, Automatic Headlights, CD Player, Cruise Control, Driver Adjustable Lumbar, Driver/Passenger Air Bag Power, Door Locks, Power Driver Seat, Power Mirrors, Power Steering, Power Windows, Rear Bench Seat, Rear Defrost, A/C
Asking $4,400 OBO
Call 507.275.2450 for more information
Located in Hendricks, MN

2012 GMC Denali

40,000 Miles
Runs Great, Looks Great
6.0 Liter Flex Fuel Engine, 37 Inch Tires, 20 Inch Rims, 7.5 Inch Lift
Asking $40,000 OBO
Call 605.354.4861 or 605.354.4860
GMC Denali

1995 Isuzu Trooper

192,000 miles on the body and 120,000 miles on motor
3.2 L V6 with 4WD, green in color with 50-60% tread left on tires, 5 speed manual
Asking $1,500.00
Call Joe at 605.770.2445 for more details 

2005 Dodge Neon

121,510 Miles
Asking $2,700.00
Contact Mindi at 605.968.6277 
Dodge Neon

Want to list your vehicle?
You may e-mail the information to us at

Please note that listings will be removed after 90 days time. If needed, the time frame may be extended by an additional 90 days after you have contacted us regarding the extension.

Dakotaland reserves the right to return requests determined to be unsuitable.